When building a Sharetribe marketplace, many users may assume that Stripe is the only payment gateway available. This common misunderstanding arises because Sharetribe often promotes Stripe as the default payment option. However, this is far from the truth. At JourneyHorizon, we integrate a wide range of payment gateways tailored to the specific needs of your marketplace, ensuring seamless and secure transactions for users worldwide. Stripe is just one of the many options available, and we’re here to help you explore what works best for your business.
In this article, we’ll explore the role of payment gateways in a marketplace, debunk the myth that Stripe is the only option, and highlight how JourneyHorizon empowers your marketplace with customized payment solutions.
The role of marketplace payments gateway

A payment gateway is the backbone of any online marketplace, enabling financial transactions between buyers and sellers. Here’s how they function and why they are essential:
Processing Payments: Payment gateways securely handle transactions by connecting the customer’s payment method (e.g., credit card, bank account, or digital wallet) with the seller’s account. They encrypt sensitive data to ensure transactions are safe from fraud and cyber threats.
Facilitating Global Transactions: Marketplaces often cater to an international audience. Payment gateways support multiple currencies and localized payment methods, making it easier for buyers and sellers to transact regardless of location.
Handling Payouts: Payment gateways automate the distribution of funds. Whether it’s splitting a transaction fee between the seller and the marketplace or transferring payments directly to a seller’s bank account, the process is seamless and efficient.
Ensuring Regulatory Compliance: Gateways handle complex compliance requirements, including tax regulations, anti-money laundering (AML) policies, and data protection standards.
In short, marketplace payments providers are critical to building trust, ensuring security, and providing a smooth user experience in any marketplace.
Is Stripe the only payment gateway for your Sharetribe marketplace?

The simple answer is no. While Stripe is a powerful and popular option, it is not the only marketplace payment gateway available for Sharetribe marketplace platforms. At JourneyHorizon, we recognize the diversity of marketplace needs and integrate payment gateways that align with your business goals and target audience.

JourneyHorizon Integrates All Payment Gateways

At JourneyHorizon, we specialize in providing tailored solutions for marketplace owners. Here’s how we go beyond Stripe:
Supporting Global Payment Gateways: We integrate a wide range of payment providers, including PayPal, Square, Wise, Devs.to, Authorize.Net, Razorpay, and many more. This flexibility ensures your marketplace can cater to users in regions where Stripe is unavailable or less commonly used.
Customizing Payment Solutions: Every marketplace is unique, and so are its payment needs. Whether your focus is on high-volume transactions, subscription-based services, or localized payment methods, we select the most suitable gateway to meet those requirements.
Ensuring Compliance with Local Regulations: Different countries have different financial regulations. We ensure that your payment gateway complies with local laws, including tax collection and reporting requirements, so you can operate without concerns.
Optimizing User Experience: By offering payment methods that customers are familiar with, you improve conversion rates and build trust. For example, customers in Europe might prefer SEPA bank transfers, while Asian markets may favor digital wallets like Alipay or GrabPay.
Scaling with Your Marketplace: As your marketplace grows, your payment needs may evolve. We ensure that your payment gateway can handle increased transaction volumes and add new features, such as multi-currency support or advanced analytics, as needed.